Pad Overview

Live house balances, quick settlements, and debt simplification.

Total House Spending

Roommates

Pending Settlements

Individual Net Balances

Total spent minus individual share of house costs.

Who Owes Who

Smart algorithm minimizes total payments needed to clear house debts.

Settlement Log

History of payments marked as cleared.

Expense Feed

Search, filter, and review all logged house costs and uploaded receipts.

Expense & Date Category Receipt Paid By Split Method Total Amount Actions

Housemates

Manage roomies, handles, and custom rent split percentages.

Recurring Monthly Bills

Rent, WiFi, utilities, and joint subscriptions due every month.

Analytics & Spending

Visual breakdowns of spending by category and roommate contributions.

Expenses by Category

Total Paid per Housemate

Data & Sync Settings

Export, import, or reset roomie ledger state.

Export / Sync Data

Export JSON data to text to roomies or save local backups.

Import Data JSON

Paste backup JSON sent by a housemate to sync balances.

Reset All App Data

Clear local state and revert to default college pad demo set.

Add Recurring Monthly Bill